Got Questions?
We've Got Answers.
Find answers to some of the most common questions about HTG, our communities, and our development process. Whether you're looking for a place to call home or exploring partnership opportunities, this resource provides helpful information to guide your next steps.
Residents
How do I apply for an apartment at an HTG community?
To apply for an HTG apartment, submit an application directly through the property's website or in person at its leasing office. HTG's Communities page lists every HTG community along with direct links to current availability, floor plans, rents, and applications.
How can I find communities with current availability?
HTG lists current availability on its Communities page, where communites accepting applications are lebeled Now Leasing. Many HTG communities also maintain waitlists that remain open even when no units are immediately available. Contact the individual leasing office for current waitlist status.
Can I apply to more than one HTG community?
Yes. You may apply to multiple communities if you meet the eligibility requirements for each property. Separate applications may be required.
Is there a waitlist?
Many HTG communities maintain a waitlist when demand exceeds availability. Waitlist openings, position updates, and notifications are managed at the property level. Contact the individual leasing office for current waitlist status.
What is Area Median Income (AMI), and what does it mean for an apartment to be “income-restricted”?
Area Median Income (AMI) is the midpoint household income for a given metropolitan or county area, published every year by the U.S. Department of Housing and Urban Development (HUD). An apartment is described as “income restricted” when eligibility depends on a household’s income falling at or below a set percentage of AMI, adjusted for family size, rather than being open to anyone who can pay market rent. For example, a “60% AMI” apartment is reserved for households earning no more than 60% of the area’s median income.
Households are generally eligible for an HTG affordable community when their income falls at or below the AMI threshold set for that property.
Do I need to income-qualify to rent at an HTG community?
It depends on the community. Our market-rate communities have no income restrictions, while our workforce and affordable communities have eligibility guidelines. Each community's page and leasing office can confirm.
Does HTG follow fair housing laws?
Yes. HTG is committed to equal housing opportunity and complies with the federal Fair Housing Act and all applicable state and local fair housing laws. We do not discriminate on the basis of race, color, religion, sex, national origin, familial status, disability, or any other protected class.
What is a Section 8 Housing Choice Voucher?
A Section 8 Housing Choice Voucher (HCV) is a federal rental assistance subsidy administered by local Public Housing Authorities (PHAs) under the U.S. Department of Housing and Urban Development (HUD). The voucher pays a portion of the rent directly to the landlord, while the voucher holder pays the remainder — typically about 30% of their adjusted monthly income. Vouchers can be used at any apartment community that meets program requirements and accepts vouchers.
Do HTG communities accept Section 8 Housing Choice Vouchers?
HTG communities accept Section 8 Housing Choice Vouchers and other forms of rental assistance. For detailed information — including how to apply with a voucher, voucher portability, payment standards, and inspections — see our Section 8 & Housing Choice Voucher FAQ
How do I find HTG apartments that accept Section 8 near me?
Browse our Communities page to filter HTG apartments by state and city. Each property page lists voucher acceptance status, current availability, AMI tiers, and contact information for the leasing team. We recommend confirming voucher acceptance and current unit availability with the leasing office before submitting an application.
How do I apply for an HTG apartment using my voucher?
To apply for an HTG apartment with a Housing Choice Voucher:
- Identify the HTG community where you’d like to live and confirm voucher acceptance with the leasing office.
- Submit a rental application through the property website or in person.
- Provide your voucher documentation from your issuing Public Housing Authority along with standard application materials.
- Complete income verification, screening, and LIHTC compliance review.
- Once approved, the property will coordinate with your PHA to complete the Request for Tenancy Approval (RFTA), unit inspection, and Housing Assistance Payments (HAP) contract before move-in.
Can I bring my voucher to an HTG apartment in another city or state?
Yes. The Housing Choice Voucher program supports portability, which allows voucher holders to move with their voucher across PHA jurisdictions — including across state lines — subject to the issuing and receiving Public Housing Authorities’ policies. To port your voucher to an HTG community in a new area, contact your current PHA to initiate the portability process before signing a lease. The receiving PHA must either absorb the voucher or bill the original PHA for the subsidy to issue a new contract.
What is the difference between Section 8, LIHTC, and project-based rental assistance?
Section 8, LIHTC, and project based rental assistance differ in who the subsidy is attached to. The tenant, the property’s construction financing, or the specific unit:
- Section 8 Housing Choice Voucher (HCV): A tenant-based subsidy that
follows the voucher holder to any participating apartment.
- Low-Income Housing Tax Credit (LIHTC): A federal program that
finances affordable apartment communities with restricted rents and
incomes; no individual rental subsidy is provided to the household.
- Project-Based Rental Assistance / Project-Based Vouchers: Subsidy
attached to a specific apartment unit; when a household moves out, the
subsidy stays with the unit rather than the household
Many HTG communities combine LIHTC financing with Section 8 voucher
acceptance — and some include project-based vouchers — to maximize
affordability.
What is the Low-Income Housing Credit (LIHTC)
The Low-Income Housing Credit (LIHTC) is the primary federal program used to finance affordable housing in the United States. Created by Congress in 1986, it gives private investors a dollar-for-dollar reduction in federal tax liability in exchange for financing the construction or rehabilitation of rental housing reserved for lower-income households. In exchange, LIHTC properties must keep a share of their units' rent-restricted and available income-qualifying tenants for a minimum compliance period, typically at least 30 years. HTG uses both 9% and 4% LIHTC allocations, often paired with tax-exempt bonds and other soft funding, across its affordable and workforce housing communities.
What is workforce housing?
Workforce housing generally describes rental housing priced for households who earn too much to qualify for the deepest income restricted programs but not enough to comfortably afford market rate rents in their area. Unlike LIHTC and AMI, workforce housing doesn’t have one fixed federal income band; and qualifying range varies by state, local program, and individual development. HTG develops workforce housing communities alongside its affordable and senior properties, often within the same portfolio.
What is “affordable housing”?
Affordable housing refers to rental homes priced so that occupants pay no more than roughly 30% of their gross household income toward rent and utilities, reserved for households below the set income threshold. HTG’s affordable communities are financed primarily through the Low-Income Housing Tax Credit (LIHTC) program and other public and private subsidies, which allow rents to be set below market rate for qualifying low- and moderate-income households across Florida, Texas, Arizona, and Illinois.
Partners
Who is Housing Trust Group, and what does HTG develop?
Housing Trust Group (HTG) is a vertically integrated developer, owner, and operator of affordable, workforce, senior, and mixed-income multifamily communities across the United States. HTG owns and operates 60 stabilized properties totaling more than 6,500 apartment homes, with 1,500 units in active development. We are headquartered in Miami and currently develop in Florida, Texas, Arizona, and Illinois.
What development services does HTG offer?
HTG provides full-cycle affordable housing development services, including:
- Site identification, acquisition, and entitlement
- LIHTC, tax-exempt bond, and gap financing applications
- Construction management and oversight
- Lease-up and stabilized operations
- In-house property management and compliance
- Asset management and investor reporting
HTG performs these services as principal developer, joint venture partner, and fee-based co-developer.
How can I partner with HTG on a multifamily development?
HTG actively seeks partners in three primary categories:
- Joint venture co-developers: Local developers, nonprofits, faith-based organizations, and CDCs seeking an experienced affordable housing partner with LIHTC, bond, and construction expertise.
- Public-sector partners: Municipalities, counties, housing authorities, and state agencies with land, gap funding, or programmatic needs.
- Landowners and capital partners: Site owners and institutional investors interested in deploying capital into affordable and workforce housing.
To explore a partnership, contact our development team at [partnerships email] or through the Contact page on our website.
Does HTG provide fee-based or co-development services?
Yes. HTG offers fee-based development services to housing authorities, municipalities, nonprofits, and landowners that own a site or have access to funding but need an experienced affordable housing developer to lead entitlement, financing, construction, lease-up, and long-term operations.
What financing programs does HTG use?
HTG capitalizes affordable and workforce housing developments using a range of public and private sources, including:
- 9% and 4% Low-Income Housing Tax Credits (LIHTC)
- Tax-exempt private activity bonds
- HUD- and FHA-insured financing
- State and local soft funding (e.g., SAIL, housing trust funds, gap loans, HOME)
- Public-private partnerships
- Conventional debt and institutional equity
- Opportunity Zone equity
For a full explanation of how LIHTC works, see “What is the Low-Income Housing Tax Credit (LIHTC)?"
What does HTG look for in a joint venture partner?
HTG evaluates joint venture opportunities based on:
- Site characteristics, location, and entitlement status
- Local market demand and housing need
- Financing feasibility and access to soft funding sources
- Alignment with public-sector funding priorities and local political support
- Mission alignment and long-term hold strategy
We partner with mission-aligned developers, public agencies, nonprofits, faith-based organizations, and institutional capital that share our commitment to producing high-quality affordable housing.
What does HTG bring to a joint venture?
HTG brings to each joint venture:
- Deep LIHTC, tax-exempt bond, and soft-funding expertise across multiple states
- Relationships with state housing finance agencies, PHAs, and municipal partners
- In-house construction management and value engineering
- Vertically integrated property management and compliance
- Asset management and institutional-grade investor reporting
- A track record of closing complex public-private capital stacks on schedule